Your Guide to Becoming a Rent-Free Homeowner
The Journey Home Overview
Owning your very own slice of the world to call home has always been a part of the American Dream, but how do you get there? Whether you’re a first-time home buyer, or just someone looking to gain the freedom of owning a home instead of renting, the road to your homeownership can seem a little overwhelming.
That’s why we have created this helpful roadmap to becoming rent free to guide you on your journey to manufactured, mobile or modular homeownership so that you never lose direction.
In this roadmap, you will begin your journey by researching manufactured and modular home options such as floor plans, features and the manufactured home building process. You will then proceed to meet a home center consultant (Buy-Rite Sales Person) and check out some homes.
After choosing a unique home to call your own, if you need financing for your home purchase you can begin learning about manufactured home financing by choosing a lender and contacting your lender to learn what you can afford. Once you have received financing approval from your lender, we will survey the site and obtain the necessary building permits for your home site and prepare your home’s placement site for when your home arrives.
After you receive financing approval and apply for necessary permits, you will close on your home purchase and your home loan. Next, your home will be built in an advanced, climate controlled facility.
Once your dream home and home placement site are ready, your dream home will undergo on-site completion of construction and be inspected on-site. Once your home has passed on-site inspection, completed by your on-site construction crew, you will receive the keys to your dream home that has now become a reality!
Why Rent When You Can Own?
Although your apartment may hold lots of memories, was it ever really yours? There are a lot of benefits to owning your own home rather than paying rent every month to live in an apartment that someone else owns. If you’re trying to decide if homeownership is right for you, check out these quick reasons why you should own a home and become rent free.
It’s yours The most obvious reason to buy a home is because your home will be 100% yours. You can paint, decorate and choose all of your service providers, such as cable or Wi-Fi! In most rental spaces, you have restrictions on what you can and can’t do while you’re renting. When you own your home, you’re not limited to someone else’s paint, smells, appliances and more. Instead, you own all of your choices on what to do with your home.
You never have to deal with a landlord again Your landlord may be nice, but in the end, your rental space is really his or hers. That means if you need something fixed or changed, you are depending on them to get it done. If you own your home, then you’re in charge. Check out these tips for working with your landlord to address your rental agreement and moving out.
A fixed rate mortgage can’t go up in price, unlike rent Although some leases may state that the price for rent will never change, some landlords can reserve the right to change the price of your rent as they see fit. A fixed rate mortgage means you will pay a specific amount toward principal and interest every month no matter what may be happening with inflation and the economy. Another great thing about your mortgage is that once it is paid off, you never pay it again, unlike rent which you must continue to pay so long as you live in the space.
Rental rates are on the rise According to the National Apartment Rent List Report, average national rent prices are up 2.4% from March of 2016. This means that rental rates are becoming increasingly expensive. If you have a stable job, it could be best for you to invest the money you would have put toward rent into a home that you can call your own.
Take advantage of energy efficiency When you own your own home, you can choose how your home is built and what energy features are in your home. This can save you money if you choose energy efficient insulation, lighting and appliances. Energy efficient manufactured home features can save you money on your utility bills and reduce your energy consumption. Although renters can make a few changes to create a more energy efficient space, homeowners can do more with the freedom to choose energy efficient home options before they even move into their home!
(The benefits are numerous when you compare home ownership to renting. In many cases your mortgage may be less than the cost of your rent. Come in to see our sales associates to discuss options in financing and design.)
Article courtesy of Caytonhomes.com
Learn how the prefabricated building industry is influencing home construction
Due to modern technology and innovation, the entire home building industry is moving toward enhanced building processes to streamline how homes are built and find ways to add cost-savings for both builders and home buyers. Both the site built construction process and prefabricated home building process have their perks; however, site built companies are recognizing the benefits of some prefabricated processes and incorporating them into the site built construction process.
As site built construction and prefabricated building both try to build as efficiently as possible, high-tech innovations are coming into the entire home building industry. Check out just how prefabricated building is changing the site built process.
Are there any site built processes that came from prefabricated building?
There are several site built processes that have been inspired by the prefabricated industry. Some of these off-site construction processes include the panelized home building system as well as construction methods supported by robotics as it is the case at Blueprint Robotics®*. The company combines skilled labor and robotic CNC equipment to manufacture wall, floor, and roof elements.
With these systems, some site built companies are beginning to do some of their construction off-site, meaning that parts of the home are built indoors in a facility just like prefabricated homes. The parts of the home that are constructed off-site are then transported to the home site for on-site installation.
Panelized Home Building System
According to the National Association of Home Builders (NAHB), a panelized home is a construction technique that uses advanced technology, quality materials and a controlled work environment to build wall panels and build a strong home in a shorter amount of time. There are many different types of panelized home building systems, but each starts by creating the necessary structural components of the home in a climate-controlled facility.
There are many different types of panelized home building including:
Prefabricated Robotics Systems
Another building process that has recently surfaced and is bound to make an impact on the future of the industry are home construction robotics systems. These systems use flexible robotic tools to quickly and precisely build single or multi-family projects.
Robotics systems are aiding in the shortage for skilled laborers, and even making the prefabricated construction environment safer. Machines are used by workers to build parts of home more efficiently.
Robotics systems include robots such as wood cutting robotics, brick laying robotics and more! Companies such as Blueprint Robotics use robotics systems led by skilled workers to create custom-built closed wall frames that will be placed directly on to the foundation of a home site.
A custom-built wall frame includes
Although the idea and some of the methods of prefabricated building have been developing through the decades, many experts believe the subprime mortgage crisis pushed the industry to really step up and help meet the need for affordable housing. Tom Hardiman, Modular Building Institute Executive Director, said “many skilled laborers left the construction industry and did not return.”
Due to the lack of skilled laborers, the home building industry had to adapt to continue to build affordable homes to Americans. Therefore, prefabricated building saw a boost in success because of its streamlined process, which allows the home to be built more efficiently.
Benefits of Off-Site Construction Processes in Site Built HomesThere are numerous advantages to the prefabricated building process, as well as building parts of a home off-site for site built properties. Here are a few of those that can make a huge difference when it comes to building the home of your dreams:
Last year, the number of modular home shipments alone approached 15,000, which is 8% more than in 2016. Looking ahead, with about 80 prefab manufacturers in the U.S. and more than 200 building facilities, the future is looking bright for prefabricated building.
As the entire home building industry continues to incorporate the most modern innovations to benefit home buyers, Clayton is also constantly researching new types of homes and building methods to bring the latest technologies and home designs to our customers
*“BLUEPRINT ROBOTICS” is a registered trademark of Blueprint Robotics, Inc.
1 Panelized Homes .PDF. NAHB Building Systems Councils.
2"How We Build." Blueprint Robotics. Accessed March 19, 2018. http://www.blueprint-robotics.com/getting-started/.
3 Bunch, Julia. "The Rise of The Prefabricated Building." Forbes. August 02, 2017. Accessed March 19, 2018. https://www.forbes.com/sites/bisnow/2017/08/02/the-rise-of-the-prefabricated-building/#24c4f6061dd5
4 Caulfield, John. “Is This Modular's Moment?" Professional Builder. January 05, 2018. Accessed March 19, 2018. https://www.probuilder.com/modulars-moment
How to Read Different Energy Efficiency Ratings
We've created some tips to help you as you shop for more energy efficient home features or evaluate your current appliances and systems.
Choosing Kitchen Appliances Manufactured Home
As you consider how energy efficient your home is, knowing what various energy and efficiency ratings mean is the key to making a smart choice!
Many appliance manufacturers include an EnergyGuide label on their products. This label tells you about that appliance’s energy consumption.
Important information included on most EnergyGuide labels:
The make, model and size of that appliance
The estimated yearly operating cost
The estimated yearly electricity consumption in kWh
These EnergyGuide labels vary slightly by appliance, but they are straightforward and let you compare the costs and energy consumption of appliances so you can be informed and make the smartest choice for your home. However, some systems and items in your home may include additional or alternative energy consumption information.
Air Conditioning Systems
Air conditioning systems are measured by their seasonal energy efficiency ratio (SEER) as well as their energy efficiency ratio (EER).
The SEER ratio is the cooling output divided by how much power the air conditioning system uses, so the higher the ratio, the more efficient the system! ENERGY STAR® certified central air conditioners must have a SEER ratio of at least 15.
The EER ratio tests the cooling output to power ratio as well, but is tested at higher temperatures and accounts for humidity. The minimum ratio for ENERGY STAR® certified central air conditioners is 12 or 12.5, depending on the type of system.
When you’re looking at the ratings, one is not necessarily more important than the other, so you should review both and consider what you can afford up front.
Windows and Doors
You can look at a couple of factors when you research how efficient windows and doors are.
The U-Factor tells you how your window or door conducts non-solar heat flow. You’ll likely want to look for moderate to low U-Factors because that indicates the window or door is more energy efficient. The U-Factor could range from .2 to 1.2.
The solar heat gain coefficient is how much solar radiation your window or door lets in. This radiation then releases heat into your home.
The coefficient level that you should look for when choosing your windows and doors will depend on the climate in your area. Depending where you live, you may want a higher coefficient that lets you collect solar heat or a lower coefficient that lets less solar heat into your home.
The air leakage rating is the rate of air movement around your window or door, so you want a window or door with a lower leakage rating. However, air leakage can be hard to pinpoint because materials can expand, contract and settle with weather and time.
When you’re reviewing water heaters, you should look for its energy factor (EF) rating. The EF rating shows how efficient the system is at heating up your water. The higher the EF rating is, the more efficient the water heater is, and as you’re searching for an efficient water heater, keep in mind that the minimum rating for an ENERGY STAR® certified water heater is .67.
The efficiency of the water heater will vary by type of water heater, so remember that a good rating for a gas water heater will differ from what is considered a good rating for a heat pump.
Insulation’s ability to reduce the amount of heat transfer between your home and the outside world is measured by R-value.
A higher R-value means a lower heat transfer ability. Higher R-value usually means a higher insulation cost because the density and thickness of the insulation tend to rise. It makes sense that insulation material costs rise with the density of the material, but it can be worth investing in a higher, energy efficient R-value to lower your home’s heat transfer.
Knowing how to read different energy efficient ratings can help you make the smart choice when you’re trying to find the best energy efficient appliances, windows and more for your home! You can save natural resources and lower your energy costs by upgrading the systems in your home. Clayton even makes it easy with the Energy Smart Home package, which includes upgraded insulation, low-e windows and other energy efficient options.
ENERGY STAR and the ENERGY STAR mark are registered trademarks owned by the U.S. Environmental Protection Agency.
Article courtesy ClaytonHomes.com
7 Tips for Making Your Manufactured Home Energy Efficient This Summer
Temperatures are already climbing and while you may have made your home more energy efficient this winter, summer is an entirely different animal. High heat and humidity can wreak havoc on your energy bill, but not to fear – with just a few changes you can get your home ready to face even the hottest summer.
1. Shade Your Manufactured Home
Shady trees help people cool off on hot summer days and the same goes for your house. While any shade helps cool your home, you should prioritize shading south-facing windows with either trees or an awning.
Trees are a longer-term investment, but they provide more shade and lose their leaves in winter, allowing that sun to stream in on cold winter days.
2. Dry Clothes on the Line
Unless you live in a high humidity area, hot summer days are perfect for drying clothes outside. A clothing line is cheap and easy to install and can save you the energy needed to run your dryer multiple times a week.
3. Invest in a Smarter Thermostat
You can’t constantly be adjusting your thermostat throughout the day, especially if you’re away from home. A smart thermostat can automatically adjust when outside temperatures drop or rise. Most smart thermostat devices are easy to install and allow you to manually read and adjust your home’s temperatures from your phone.
4. Use Cool Nights to Save During the Day
Instead of running your air conditioner through the night, turn it off and open the windows in your home. The cool evening air will cool your house while you sleep and you can close windows in the morning to keep that cool air trapped inside.
Fair warning – this method only works in regions where the temperature and humidity actually drops at night.
5. Upgrade Your Windows
Often one of the biggest energy drains in older homes is the windows. Newly designed Low-E windows, available in the Energy Smart Home package, have special coatings that can filter out 40-70% of the heat coming in from sunlight while allowing in the same amount of light.
6. Become a Fan of Fans
While they still require energy, ceiling fans use far less energy than an air conditioner and create wind chill that can make a warm home feel as much as four degrees cooler.
What’s more, fans help lower the temperature in specific rooms, allowing you to keep your house at a higher overall temperature during summer months. You can actually hack ceiling fans a couple different ways to improve your indoor comfort.
7. Change Your Clothes
While this one may seem self-explanatory, when you come home from work in a suit or blazer, your warm home is going to feel even warmer. Change into a cool outfit right when you get home to instantly feel cooler without ever touching that thermostat.
To save on energy all year around, ask about Clayton’s Energy Smart Home Package. It can help you save on your utilities and use less energy throughout the entire year.
Article courtesy of ClaytonHomes.com
Written by Jonathan Deesing
Before embarking on your home buying journey, you will want to have as much knowledge in your pocket as possible so that you can make the smart decision for you and your family. Understanding manufactured home terms will be especially helpful if you’re looking for a new manufactured or modular home. The prefabricated housing industry can be a little different than the site built housing industry, and you could easily encounter terms you’ve never heard before.
Since it can be difficult to find a manufactured home glossary online, we have created our own! Take a look at this ultimate guide to manufactured and modular home terms.
Prefabricated Home Building Terms
Some of the most confusing or new words for home buyers are words related to theprefabricated building process. Check out these prefabricated home building terms that you may hear or read as you learn about manufactured and modular homes.
The data plate is a sheet of paper inside the manufactured home and can often be found in a kitchen cabinet, electrical panel or bedroom closet. The data plate contains information about the home such as the name and address of the manufacturer, the serial number and home model, the date the home was built, verification the home meets HUD standards and more.1
The HUD Code is the building standard that manufactured home builders must meet. It includes guidelines such as frame requirements, thermal protection, plumbing, electrical and more It was put in place in 1976 by the Department of Housing and Urban Development (HUD) that manages the code and oversees enforcement.2
Also referred to as the certification label, all manufactured homes built and sold must be labeled with a HUD tag that ensures the homeowner that the home was built according to HUD’s Manufactured Home Construction and Safety Standards.2
Mobile Home Tongue Hitch
Associated with moving a mobile home, the tongue, or hitch, of a mobile home is attached at the front of the manufactured home to the steel chassis and is used to transport to home from one destination to the next.3
Mobile Home Undercarriage
The undercarriage of a mobile home is the bottom of the home that protects the home insulation and keeps out moisture and pests. The undercarriage is often referred to by several different names such as manufactured home vapor barrier, mobile home belly, mobile home belly board, underbelly, bottom board and more. There are other parts under a manufactured home that may also be called the vapor barrier, but the undercarriage generally refers to the layer under the home that protects the insulation.
Just like on-frame, off-frame refers to a type of modular home. Off-frame modular homes are removed from the steel chassis and lifted by a crane off the transportation carrier to be placed on a foundation.
Modular homes are built to local and state building codes, unlike manufactured homes built to HUD code. On-frame modular homes have a steel chassis that remains permanently with the home.
Permanently Affixed to Land
A home is permanently affixed to land when it is permanently resting on the base, or foundation, of the home.4 If a home is permanently affixed to land, it may be eligible to be converted from personal property to real property. Different states have different rules that apply, and the process varies, but typically it involves surrendering the original title and providing documentation to the local land recorder that the home has become a real estate fixture.
Pier and Beam
A type of manufactured home foundation, the pier and beam system is the most popular manufactured home foundation system. Anchors are driven into the ground to hold your home down and then steel straps are attached. These steel straps connect to the main I-beam on the home’s steel frame.
The manufactured home roof frame is called the truss system. This system, made of a wood frame, is the base structure of your manufactured home roof, and it is where roof insulation will be placed. Shingles cover the top of the truss system.
Home Buying Terms
Learning the different home buying terms can be confusing, but understanding common terms you may hear during the manufactured or modular home buying process can help! Check out different terms you may hear through the home buying process and become a smart, empowered home buyer.
Mobile Home and Manufactured Home
Often used interchangeably by the public, these two types of homes are actually different. Mobile home refers to a prefabricated home built prior to 1976 when HUD Code was put into place. Manufactured homes are homes built after 1976 in compliance with the HUD Code.
Double wide and triple wide homes can also be referred to as multi-section manufactured homes. Multi-section homes have larger, more varying dimensions than a single-section home and are often delivered in two or three sections that are joined together at the home site.
National Appraisal Guides, Inc. is the largest source for information regarding pricing, tools and value of belongings such as boats, automobiles, motorcycles and manufactured homes. You can use their guides to estimate the current value of your manufactured home.
Single-section – Also referred to by some people as a single wide trailer, single-section manufactured homes range in size from 784 sq. ft. to 1,440 sq. ft., which is about 14’56’ to 18’X80’ in dimensions.
Manufactured Home Financing Terms
Often one of the most confusing parts of the process, obtaining home financing can be complex and financing terms can be tricky to understand. However, by understanding these key terms, you can better understand your financing options to make the best choice for you and your family.
A mortgage is a loan used to buy a home or to borrow money against the value of a home you already own. As part of the agreement the lender the right to take the property if you fail to repay the money you've borrowed plus interest.
When buying a manufactured home, home buyers often hear the term chattel loan. This type of loan is a loan extended to an individual on a personal, movable piece of property. The loan is secured by the personal piece of property.
Property consisting of things that are temporary or movable and that are not considered real estate.
The amount of money you spend upfront to purchase a home is a down payment, and is typically combined with a loan to complete the total purchase cost of a home.5 This is different from a home deposit made at your local home center.
Mortgage escrow, also called an impound account, is a process where additional funds are collected with your mortgage payments. The additional funds are used toward payments such as property taxes and home insurance premiums.
This is money put toward a home that you intend to purchase at your local home center to secure a home model.
Although manufactured housing has changed over the years, it is important to stay up to date with different important mobile home terms. By understanding them, you can make smart home purchases that fit your specific needs and budget. Then, you can Have it made® in the perfect manufactured or modular home that you can enjoy for years to come!
Article provided by ClaytonHomes.com
Having a manufactured home doesn’t mean that you can’t enjoy a pleasant outdoor living area! In fact, it’s easy to design and build a spacious retreat of your very own, even if you’re building your outdoor entertaining area on a budget.
With these few steps, tackling this project in stages will be a simple, fulfilling process that will give you years of enjoyment.
1. Mark off the space that you’re working with
It may not seem like it now, but looking at your backyard with no sense of scale or dimension can feel like Noah looking at a bunch of trees before building the ark. What will you do with all that space?
To start planning, measure how big you want your area to be and draw it on graph paper or another type of grid. For some homeowners, this may be necessary for working around trees, hardscape features or your property line.
For others, this could help you meet your goals. For example, you may want your area to fit 4 chairs, a fire pit and a grill. Or maybe you're trying to fit an outdoor table, garden boxes, a water fountain and a pergola.
Whatever you want, having a plan and drawing your ideas for your perfect outdoor retreat will help you imagine how everything will fit together. It may even help you prioritize which projects should be completed immediately and which can be held off.
2. Start from the bottom
When it comes to building an outdoor living space, it’s a good idea to know what everything is going to sit on.
For instance, having pea gravel will create a feel that feels more like camping and is great for a rustic fireplace, but you may have trouble getting comfortable if you have iron patio furniture or worry that kids or dogs will spread the gravel into your lawn.
A more expensive but practical alternative for your outdoor retreat area can be asphalt or concrete pavers. These stepping stone materials can be laid out for an elegant look or arranged in elaborate patterns. Pavers are durable and solid so you won’t have to worry about your area overgrowing or making your outdoor furniture uncomfortable.
If your space is detached from your house (for a fire pit or a removed, private backyard retreat) you may only need to put down pea gravel, stepping stones or other creative ground material to distinguish the area.
If you want to stick with the grass already making up your lawn, decide how you want to distinguish the area from the rest of your outdoor space.
3. Create Ambient Light
For most of the country, you can’t beat a rustic fire pit for gathering friends and family around. Building or placing a fire pit can be as simple or as elaborate as you like, but the project will give you years of enjoyment.
For others, climate or local laws may prohibit having an open fire. No worries, a string or two of solar patio lights can create that warm feel that everybody needs to kick back and relax.
4. Choose your furniture
If you can’t kick back and relax, why have an outdoor living area in the first place? Knowing how you want to relax is crucial.
Many homeowners go with a table and benches for serving meals. Others opt for 2-4 comfortable chairs for sharing a glass of wine with friends, taking naps or just reading.
The key is to find something low maintenance. Upholstered cushions are ok, but you will use your furniture less if you have to store them away every evening. Opt for furniture that’s simple, multi-functional and can be hosed off when it gets dirty.
5. Add Greenery
The existing outdoors is great, but your outdoor patio space is the perfect canvas to create a beautiful sanctuary of plants and features to help you relax.
The main goal is privacy from your neighbors. For your outdoor retreat, you want to “enclose” the space with hedges, garden boxes, large containers with flowers, hanging baskets, trestles of ivy or even a large, tasteful rock feature.
Once you find large plants or natural elements to surround your outdoor space, concentrate on adding smaller containers with flowers or plants that add color for a personalized area.
Are you ready to start planning your perfect outdoor space? If you still need ideas for your backyard retreat, take our quiz to find out which outdoor space is perfect for you!
Articles provided by ClaytonHomes.com
A Special Note on Septic Systems Landscaping-
Placement of plants on and near the septic mound must be done with care to ensure a properly functioning septic system. Plants enhance the system by removing moisture and nutrients from the soil and providing cover to prevent erosion.
Groundcover plants can enhance the beauty and can help with soil erosion . Grasses and other shallow rooted vegetation, such as wildflowers can also add appeal without damaging the system.
Do not plant trees, shrubs or other water loving plants on the drainage field or septic tanks. The roots can damage the system and lead to costly repairs. Likewise, don't plant any edible fruits or vegetables on or near the system as it will result in contaminated produce.
In the article below it is stated that , "The homeowner is on the hook as far as securing building permits, electrical and water supplies, sewage or septic hookups and ensuring there is a secure foundation when the prefab home is finally shipped to the main site, but that’s typical of most custom-built homes. The difference is that rather than having a contractor or lead architect secure everything, the homeowner would have to get involved or hire someone local to lead the charge. Even taking this into consideration, the net cost of prefab homes can be comparable to what most first-time homebuyers spend."
Buy-Rite Homes is the exception to the rule in construction. We offer a whole package which encompases the home, in some cases the land, and all of the contracting labor. We do all of the paperwork, permits, and coordination of the labor. This saves the homeowner many hours of stress and difficulties, especially to a layperson who may have never done a manufactured home themselves. You simply sit down with one of our knowledgeable salespeople to look over our numerous floor plans and design choices, organize your financing (we will even refer you to financial institutions who specialize in construction type loans), plan out your dream home and give us a YES. Then you sit back and watch your home take shape. We make it easy for you because life can be tough enough.
Annie (Buy-Rite Homes Media)
Article Below By
There was a time when the term prefab conjured images of generic, nondescript homes made assembly line-style — the Sears Roebuck & Co. “kit” houses of the 1900s, for example.
It was as if the homes had no soul. Not so anymore.
The prefab industry has changed dramatically over the past decade, with more architects and builders entering the market and, in some cases, even allowing homeowners to help design their own homes.
With their input and a focus on more modernist and sustainable designs, the industry has changed the way we think of prefab homes. These architect-designed modern dwellings are great options for potential homebuyers who are intimidated by the process of buying or building a home, especially first-time homebuyers who may be able to score more bang for their buck with prefab.
The Highs and Lows of Prefab
In general, prefab homes tend to be less expensive than custom or even existing homes because most of the home is built in a factory setting, which limits typical construction delays such as bad weather. They also require less labor to assemble on site, providing additional savings to the homeowner. Some prefab homes can actually be installed in less than a week and many are eco-friendly, as the pivot toward more modernist styles of prefab design coincides with the trend toward more sustainable building. In short, prefab can reduce waste and shorten construction times, while also reducing the amount of time a buyer would have to carry a construction loan.
Today, quite a few companies are dedicated to building these energy-efficient, thoughtfully designed homes at a lower-than-average price point, making them a great option for first-time homebuyers.
“Our prefab homes are a good option for first-time homebuyers due to their customizability, quality construction, low maintenance and affordable cost,” says Mike Duncan, VP of Marketing at Clayton Homes. “Prefab homes are just like manufactured homes; they’re built to a rigid series of standards and certifications, often utilizing the same construction methods that site-built contractors use.”
In an effort to streamline the process, prefab homes don’t usually offer homeowners a plethora of design choices, though there is certainly some level of customization. For a first-time homebuyer who is dipping their toe into this world for the first time, this can be a huge plus, making the process overall a lot less overwhelming.
The homeowner is on the hook as far as securing building permits, electrical and water supplies, sewage or septic hookups and ensuring there is a secure foundation when the prefab home is finally shipped to the main site, but that’s typical of most custom-built homes. The difference is that rather than having a contractor or lead architect secure everything, the homeowner would have to get involved or hire someone local to lead the charge. Even taking this into consideration, the net cost of prefab homes can be comparable to what most first-time homebuyers spend.
While the prefab market may still be relatively small, it’s dynamic and poised to expand as the myths surrounding traditional modular housing dissipates. In 2005, Hurricane Katrina left many houses in ruins, prompting designer Marianne Cusato to design what’s now known simply as the Katrina Cottages, a series of homes that merged modern design with traditional forms that seemed more at home in a historic city such as New Orleans. The homes became so popular that Lowe’s carried the plans for them for a while.
Shortly thereafter, New York’s Museum of Modern Art unveiled “Home Delivery: Fabricating the Modern Dwelling,” an exhibition dedicated to the history of prefab homes, allowing visitors to step inside replicas of several life-sized prefab homes.
Today’s prefab options are increasing, with most hovering well under $300,000 at project completion, though that depends on several factors. LivingHomes’ CK series, for example, includes two-bedroom, one-bath dwellings at 950 sq. ft. as well as three-bedroom, two-bath options at 1,288 square feet with price tags between $139,000 and $323,000, according to Steve Glenn, CEO of LivingHomes.
For first-time homebuyers, a prefab home provides a modern look and feel, a fresh start and just enough customization for an affordable price, making it an increasingly attractive solution. With so many architects and builders dipping their toe into the sustainable, modular home market, the options continue to increase, giving first-timers more options than they’ve ever had before.
Ana Connery is the former content director for the Parenting Group and has edited several magazines, including Florida Travel & Life and Cooking Light, where she oversaw the construction of the FitHouse program. She lives and writes from her Florida bungalow.
Stainless Steel Appliances in Manufactured HomesCheck out the benefits of stainless steel
Stainless steel is used in more areas of manufactured homes than is often realized. Appliances, accents, silverware, cookware, towel racks, faucets and many other areas of the home are just a few areas where stainless steel can be found.
If stainless steel appliances fit your style, then choosing a Clayton Built® home could be the smart choice for you. With Clayton’s quality homes at affordable prices, customizing a home with these features is a reality within your reach.
So, what exactly is stainless steel?
Stainless steel is a type of alloy. An alloy is a metal composed of multiple metals fused together to give greater strength or resistance to corrosion. Because of this resistance, stainless steel is an ideal material to use throughout your home¹.
What are the benefits of stainless steel?
Stainless steel is unlikely to corrode, pit, tarnish or deteriorate, meaning stainless steel appliances will maintain appearance and quality.
So, while you are washing the dishes in your sink or cooking on your stove, you can rest assure that your appliances will continue to look their best thanks to the anti-corrosive nature of stainless steel.
Stainless steel is 100% recyclable which means that any scrap material that isn’t used [when stainless steel appliances are manufactured?] can be melted down and used. As much as 50% of the stainless steel manufactured in the U.S. is made from melted down, scrap stainless steel².
When you’re finished using your stainless-steel products, you can contact a scrap metal recycler in your area to see if they will recycle it. Some recyclers may charge a fee to recycle appliances or other items that they have to disassemble. You can contact your local solid waste authority if curbside collection is not offered in your area, and they can help you find the nearest collection facility to you.3
From a decorative standpoint, stainless steel is sleek and has clean lines. The metallic surface of stainless steel helps reflect the colors that surround it without being overbearing. Regardless of the type of cabinets and countertops you choose for your kitchen, they’ll likely pair well with stainless steel appliances.
Easy to Clean
Stainless steel is used in commercial kitchens and hospitals because of how easy it is to clean. It’s important to clean stainless steel when it comes in contact with dirt or other stains as this can reduce corrosion protection.
Follow these steps to properly and safely clean your stainless steel surfaces4:
Whether you’re looking to outfit your entire kitchen with stainless steel appliances or you want your sinks and faucets to be stainless, there are many options to choose from when deciding the perfect elements for your dream home.
Clayton Built® homes offer quality stainless steel options. Depending upon the home building facility as which the home is built, the following options may be available:
Although the initial costs of stainless steel are typically higher in comparison to other materials, it is often a smart investment because it holds its value. Overall, stainless steel is an environmentally-conscious and quality option for appliances and accents in the home.
Frigidaire® and Electrolux® are registered trademarks of Electrolux Home Products, Inc.
Berkshire Hathaway company secures top Manufactured Housing Institute award for second consecutive year, Apr 25, 2018
“On behalf of our 11,000 team members, it’s an honor to receive this incredible award for the second year in a row,”
MARYVILLE, Tenn., April 25, 2018— Clayton home building group, one of America’s largest homebuilders, today was named 2018 Manufacturer of the Year for the second consecutive year during MHI’s National Congress and Expo for Manufactured and Modular Housing in Las Vegas.
Clayton home building group holds a long-standing membership with MHI, the national trade organization for the factory-built housing industry. Its membership includes builders, retail home centers, community owners, suppliers and 50 affiliated state organizations.
“On behalf of our 11,000 team members, it’s an honor to receive this incredible award for the second year in a row,” said Clayton home building group president, Keith Holdbrooks. “Our focus remains on the experience of team members and customers, and it’s gratifying to know our peers and business partners see us as a company helping elevate our industry.”
In 2017, Clayton’s 40 home building facilities delivered 46,858 manufactured and modular homes, contributing to the nine percent of manufactured and modular new single-family home starts to families across the nation. The company is committed to elevating the manufactured housing industry through technology, innovation and simply changing the way team members are appreciated, by improving their overall workplace experience. All home building facilities reduced overtime and implemented new pay programs, resulting in an almost eight percent decrease in turnover rate.
“Our success has been rooted in our team members and their commitment to provide a world-class customer experience,” Holdbrooks said. “We know how important homeownership is, and our team members take pride in building quality, stylish homes for American families.”
Currently, 39 home building facilities have achieved ISO 14001 registration, diverting over 17,000 tons of waste from landfills. Through green building practices and competitive building efficiencies in off-site construction, Clayton positions themselves as a housing leader and will continue to reshape how homes are made and delivered.
To learn more about Clayton, visit ClaytonHomes.com.
Founded in 1956, Clayton is proud of its history of providing affordable, quality homes. The company is committed to opening doors to a better life and helping to build happiness through homeownership. As a diverse builder committed to quality and durability, Clayton offers traditional site-built homes and prefabricated housing, including modular homes, manufactured housing, tiny homes, park model recreational vehicles, college dormitories, military barracks and apartments. In 2017, Clayton delivered more than 48,000 homes. Clayton is a Berkshire Hathaway company. For more information, visit claytonhomes.com.
For further information: Ryan Wilson email@example.com
“There’s clearly an affordable housing gap that’s growing and growing and growing,” said Laura Goodman, vice president of the Housing Finance Policy Center at the Urban Institute. “Manufactured housing is every bit as good as site built housing in most cases. Why [has] the number of manufactured housing units not gone up to where it was before?”
Recently, signs have surfaced that the strength of last year’s site-built home market will continue in 2018. If history is any indication, this is almost certain to deepen America’s affordable housing crisis even further.
The recently released Core-Logic Home Price Index classifies nearly half of the nation’s 50 largest metropolitan areas as “overvalued”. This means home prices in these areas are already at least 10 percent higher than the market can sustain long-term.
America’s affordable housing crisis is driven in large part by the simple fact that there aren’t enough homes in America to satisfy demand. According to a narrative at CURBED, high construction costs and labor shortages have left builders unable to keep up with national formation of new households. What’s more, Americans who already own homes are reluctant to sell an asset that is appreciating rapidly.
MANUFACTURED HOMES OFFER A PROMISING SOLUTION TO AFFORDABLE, QUALITY HOME OWNERSHIP FOR MILLIONS OF AMERICANS
In January 2018, according to the U.S. Census Bureau, the average price of a site built home with land in the U.S. was $382,700 — up 6.5 percent from January 2017. On the other hand, as of October of last year, the average price of a manufactured home was around $68,000. This clearly indicates manufactured homes as a promising solution to the affordable housing crisis — and people are beginning to take notice.
Escalating home prices have now been pushed beyond their peak prior to the 2008 financial crisis. This leaves millions of lower- and middle-income Americans at a loss for an affordable option. However, it’s becoming obvious to many families and retirees that manufactured homes represent everything a home should be — not only for affordability, but also for quality of construction, amenities, attractiveness, durability, and safety equal or superior to comparable site-built homes.
Manufactured home sales and production have shown incremental yet steady recovery and growth. This growth began in 2011 following the financial crisis and has continued month after month, and year after year. What’s more, these numbers are still far lower than those posted prior to the financial collapse in 2008-2010.
REGULATORY RELIEF AND MORE EQUITABLE FINANCING SHOULD PROPEL MANUFACTURED HOME OWNERSHIP.
Two issues are key to manufactured homes achieving widespread recognition as mainstream housing — regulatory relief and equitable financing. Often, these two issues are intertwined. For the first time in several years, a path towards this recognition is coming into focus. Positive federal legislative and administrative actions that would benefit manufactured home ownership, championed by the Manufactured Housing Institute (MHI), are now moving forward.
Two of these recent legislative and regulatory measures from Congress and President Trump particularly indicate that the manufactured housing industry is getting attention. These measures, and other actions and recognition specific to manufactured housing, bode well for hard-working Americans. Their dream of home ownership may not be as far out of reach as it seems.
The U.S. Senate recently introduced legislation, SB 2155, that would overturn portions of the Dodd-Frank Act that bar manufactured home retailers from engaging with customers in all matters regarding financing. This language from Dodd-Frank has restricted competition among lenders of manufactured home loans and kept their cost prohibitively high for low- to middle-income home buyers. As a result, these onerous regulatory provisions have severely hampered sales of manufactured homes for nearly a decade.
For more information, check out our previous post, “MHI Secures Legislative Victory”.
Article By Ryan Dennis via ManufacturedHomes.com
Posted April 5, 2018
In Manufactured Home Financing, Manufactured Housing News, Washington D.C.